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Severe weather drove more than $2.4 billion in insured losses across Canada in 2025, ranking it the tenth costliest year on record, according to CatIQ. Major events included ice storms in Ontario and Quebec, wildfires in Manitoba and Saskatchewan, hailstorms in Alberta, Prairie-wide severe storms, and flooding in British Columbia.

Water intrusion whether caused by roof leaks, burst pipes, or severe weather can devastate commercial properties, halt operations and damage vital equipment, inventory, and structure. Knowing the commercial water damage restoration process empowers business owners and facility managers to act fast, reduce losses, and speed up recovery.

Harsh winter weather can turn small oversights into costly emergencies. From freezing pipes and ice dams to slips, power outages, and dangerous driving conditions, preparation is your best defense.

A house fire can leave behind not only physical damage but also the persistent smell of smoke and soot. These odours can seep into drywall, wood, carpets, and textiles, potentially aggravating health issues and making living spaces uncomfortable. While professional smoke remediation may be necessary for severe cases, there are several steps you can take yourself to reduce smoke odours and restore your indoor air quality.

Canada’s insurance system is feeling the strain of extreme weather. A new TD Economics analysis warns that catastrophic storms, floods and fires have caused nearly $60 billion in insured damage since 1983, with average annual losses more than doubling in the last decade.

From graffiti to broken windows and fencing—or more severe destruction such as arson or break-ins—the consequences of intentional acts of property damage can occur unexpectedly and leave homeowners with a deep sense of violation as well as expensive repairs.

A new report from the Parliamentary Budget Officer projects Canada’s Disaster Financial Assistance Arrangements (DFAA) program will cost $1.8 billion annually from 2025 to 2034—double the average of the previous decade.